1428 - Employer Notification Requirements – Consumer Coverage Disclosure for Employees in the State of Illinois


Benefits and Insurance

Audience List

  • Employee Relations Officers
  • Personnel Officers
  • Personnel Transactions Staff
  • Personnel Transactions Supervisors


This policy:

Informs on the Illinois Consumer Coverage Disclosure Act (ICCDA) that requires employers to notify certain employees about the benefits provided under the employer’s group health plan compared to the essential health benefits (EHBs) required of individual health coverage regulated by the State of Illinois.


The ICCDA requires employers, those who provide group health coverage to employees in the State of Illinois, to disclose a comparison of benefits provided under the employer-sponsored group health plan to the EHBs required by the State of Illinois.

The State of California has employees in the State of Illinois and may be subject to penalties for failing to comply with the notification requirements.


Employer Notification Requirements

State departments and agencies who offer employer-sponsored health coverage to employees in the State of Illinois (e.g., Franchise Tax Board, California Department of Tax and Fee Administration) are required to provide the Illinois Consumer Coverage Disclosure (Disclosure) to employees who are newly eligible for state-sponsored health coverage. The Disclosure should be provided, along with the Health Benefits Plan Enrollment (CalPERS HBD-12) and Summary of Benefits and Coverage Notice, no later than the first day the employee is eligible to enroll in health coverage, and annually thereafter, during Open Enrollment. Additionally, the Disclosure must be provided to employees upon request.

The Disclosure provides information on the benefits provided under the state’s group health plan and the essential health insurance benefits required of individual health insurance coverage regulated by the State of Illinois (e.g., coverage available through Get Covered Illinois). The Disclosure identifies the EHBs that are covered and not covered by the state-sponsored health plans.

Departments may provide the Disclosure by interoffice mail, first-class mail, electronically (by email) or post it on a website that employees regularly access. Departments must track and retain disclosure records for post-audit by the Illinois Department of Labor.  

The Disclosure can be found in the HR Net section of the CalHR website. Departments should copy and paste their departmental letterhead into the empty header of the Disclosure before distributing it to employees.


Not applicable




Web Pages

Authorized By

Benefits Division
Benefits Division Inquiries, Benefits Division

Contact Person

Domestic Partners
Phone: 916-322-0300
Email: BenefitsInquiries@calhr.ca.gov

Superseded Policies

Not Applicable.


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Table of Contents

1000 - Equal Employment Opportunity

1100 - Selection

1200 - Appointments

1300 - Exempt Employees

1400 - Benefits and Insurance

1500 - Work Schedules

1600 - Third Party Pre-Tax Parking

1700 - Compensation

1800 - Savings Plus

1900 - Bona Fide Associations

2000 - Collective Bargaining

2100 - Leave

2200 - Travel/Relocation

2300 - State Owned Housing

2400 - Employee Recognition

2600 - Layoffs

2700 - Retirement

2800 - Training

2900 - Workforce Planning

3000 - Examination and Hiring

3100 - Drug-Free Workplace

3200 - Medical Screening

3300 - Apprenticeships

3400 - Temporary Assignment

3500 - Classification Plan