1404 - Vision (Historical View)

** Effective: 4/29/2019 4:19:25 PM - 12/9/2019 7:38:12 AM **

Status: Active

Change Notes

Formatting only.

Category

Benefits and Insurance

Audience List

Synopsis

This policy:

Introduction

The California Department of Human Resources (CalHR) administers the state’s vision insurance coverage for eligible state employees, retirees, and their eligible dependents. CalHR sets policy and procedures on eligibility and enrollment.

Statement

Eligibility for participation in the state’s vision benefit program is governed by the California Public Employees’ Retirement System’s (CalPERS) Public Employees’ Medical and Hospital Care Act, which also determines eligibility for participation in the state’s health benefit program.

Departmental human resources (HR) staff are responsible for ensuring that only eligible employees and their dependents are enrolled in state-sponsored vision benefits.

Eligibility and Enrollment

Employees are eligible for vision benefits if they:

Limited Exam and Appointment Program (LEAP) employees are eligible for vision benefits if they meet the required tenure and time base similar to other state employees.

A Permanent Intermittent (PI) employee may be eligible to enroll in vision benefits if he/she has earned a minimum of 480 paid hours at the end of a control period, or at least 960 paid hours in two consecutive control periods. The control periods are January 1 to June 30, and July 1 to December 31.

Certain seasonal Lifeguards in Bargaining Unit (BU) 7 and seasonal Firefighters in BU8 are eligible for state-sponsored vision benefits. Refer to the bargaining unit contracts on the CalHR website for current eligibility information.

Represented employees in BU 6 have vision coverage through their union trust fund and are not eligible to enroll in the state’s vision program, unless otherwise designated by the state as eligible.

Enrollment into the state's Basic Vision Plan for eligible employees and their eligible dependents is automatic. Eligible employees who positively elect to enroll into the Premier Vision Plan must enroll within the first 60 days of employment or eligibility, or during the annual open enrollment period. Open enrollment for vision benefits is traditionally held each fall and allows eligible employees to:

Employer contribution rates are found in the bargaining unit contracts and on the Benefits Calculator located on the CalHR website. This calculator allows employees to compare vision premiums and see employer contribution rates based on their bargaining unit. Employees can also see the pay warrant deduction amount based on the vision plan they choose.

12-Month Minimum Requirement for Enrollment in Premier Vision Plan

Once enrolled into the Premier Vision plan, the employee will be required to maintain their enrollment for a 12-month minimum enrollment period. The enrollee may disenroll during any open enrollment period, with their enrollment ending January 1 of the next calendar year (after they have completed the minimum 12-month enrollment period).

Dependent Eligibility

Dependents eligible for vision benefits include the employee’s spouse, registered domestic partner, and their children up to age 26, including natural, adopted (including children placed for adoption), stepchildren, domestic partner children, or other children for whom the employee assumed a parent-child relationship.

The Dependent Eligibility Verification Checklist (CalHR Form 781) is on the CalHR website and assists the departmental human resources (HR) office to ensure that only eligible dependents are enrolled in benefits.  Employees and departmental HR staff must complete and retain the Checklist for every enrollment transaction that involves adding dependents to health, dental, or vision benefits; for the annual recertification of parent-child relationship (PCR) dependents.  Employees must initial and sign the Checklist where indicated, and provide the required documents to substantiate dependent eligibility.  Departmental HR staff and employee must complete all relevant sections of the Checklist before enrolling dependents.

HR staff must provide a copy of the completed and signed Checklist to the employee.  The Checklist must also be retained in the employee’s Official Personnel File (OPF) along with current enrollment forms and the supporting documentation used to substantiate dependent eligibility.  These documents should not be purged from the employee’s OPF.

When an employee is appointed by another state department, proper retention of these documents enables the HR office in the receiving department to see that all required documentation was submitted and reviewed prior to enrollment.

The following information provides further guidance for determining and documenting dependent eligibility for the different dependent types:

Spouse/Registered Domestic Partner

Only the employee’s legally-joined spouse or registered domestic partner may be enrolled in vision benefits.  Under no circumstances shall:

The employee must provide a government issued marriage certificate, declaration of domestic partnership, or affidavit of marriage/domestic partnership demonstrating a legally-recognized marriage or domestic partnership.  If the date of marriage/registration is not within the preceding 60 days, the employee must also provide a copy of the front page of their most recent federal or state income tax return or a combination of the following documents dated within the last 60 days:  statement of account, household bill, or other documents substantiating a current marriage or domestic partnership (it is acceptable to black out financial information).  The documents must include the names of the employee and dependent, address and date, and must confirm the dependent as the employee’s spouse/domestic partner.

Ex-Spouses/Ex-Domestic Partners

Ex-spouses and ex-domestic partners are not eligible to be enrolled and are not permitted to remain as dependents for vision benefits under any circumstances.

It is essential that HR staff, supervisors, and managers communicate to employees that it is the obligation of the employee to inform their HR office in writing within 60 days of the dissolution of a marriage or domestic partnership and to submit an enrollment cancellation of the former spouse/domestic partner.

If an employee is court-ordered to provide coverage for an ex-spouse or ex-domestic partner, it is the obligation of the employee, not the state, to provide that coverage.

Children

Only natural, adopted (including children placed for adoption), or stepchildren of the employee may be enrolled as “children.”  The employee must provide a birth certificate, official hospital birth record, adoption certificate, or court document demonstrating that the employee is the legal parent of the child.  Birth certificates must be reviewed to verify that the employee is listed as one of the birth parents on the birth certificate.  If the name of the birth parent has changed since the birth certificate was issued, additional supporting documentation must be submitted to validate the name change.

For employees who submit a hospital birth record, he/she is required to provide a copy of the official birth certificate within 60 days after the effective date.  It is the responsibility of the department to create a follow-up process to ensure that the official birth certificate is obtained from the employee within this time period.

Under no circumstances shall employees enroll children who are not their natural, adopted, or stepchildren, as "children."  Children of a registered domestic partner are to be enrolled using the reason code for “domestic partner children.”  The employee must provide a birth certificate, official hospital birth record, adoption certificate, or court document demonstrating that the registered domestic partner is the legal parent of the child.

Other children for whom the employee has assumed a parent-child relationship must meet the eligibility criteria for enrollment as a PCR dependent (see Parent-Child Relationship Dependents section) and the employee must provide appropriate documentation to substantiate eligibility.

Parent-Child Relationship Dependents (PCRs)

In a parent-child relationship, the employee has intentionally assumed parental status or parental duties for a child who is not their natural, adopted, step, or domestic partner child. An eligible PCR dependent must be under age 26.

PCR Dependents Enrolled Only in Vision and/or Dental Benefits (e.g., not enrolled in Health Benefits)

Initial Enrollment

Employee must complete and submit the Vision Plan Enrollment Authorization (STD. 700) or Premier Vision Plan Enrollment (CalHR Form 774), CalHR Affidavit of Parent-Child Relationship (CalHR Form 025), the Dependent Eligibility Verification Checklist (CalHR Form 781), and the required verification documents. 

Departmental HR staff must follow the certification process in accordance with CalPERS Circular Letter #600-008-15. Only upon receipt and review of documents provided by the employee to substantiate an eligible relationship with the dependent shall the child be enrolled.

Additionally, departmental HR staff are responsible for tracking their PCR dependent enrollments in the state’s vision benefits (including dependents of transferred employees) and notifying employees of the annual PCR recertification requirement.

A sample tracking tool has been developed for departments to track enrollment of PCR dependents.  The tracking tool is available in the HR Net section of CalHR’s website.

Departmental HR staff are responsible to inform employees of the requirements for making changes to their vision enrollment. Employees are responsible to report changes to their HR offices in a timely manner. Retroactive processing is limited to six months for reimbursement of vision premiums for mandatory cancellations and/or deletions to employees' vision coverage.

Changes to Enrollment

The employee may seek financial remedy by filing a governmental claim with the Department of General Services against his/her department for the amount of money they believe they did not receive. For additional information regarding the filing of a governmental claim, please visit the CalHR Benefits Administration Manual, Section 1203.

Annual Recertification:

Employee must recertify each PCR dependent's eligibility annually, by the last day of the employee's birth month, by submitting a new signed and dated CalHR Affidavit of Parent-Child Relationship (CalHR Form 025), Dependent Eligibility Verification Checklist (CalHR Form 781), and the required verification documents to substantiate a continuance of the parent-child relationship.  Follow the recertification process in accordance with CalPERS Circular Letter #600-008-15.

Departmental HR staff are responsible for:

Additionally, departmental HR staff must complete a Premier Vision Plan Enrollment (CalHR Form 774) to document the administrative cancellation of benefits for each ineligible dependent enrolled in the Premier Vision plan and notify employees of PCR dependents who are no longer eligible for Basic Vision benefits, as needed.

A sample letter that departments can use to notify employees of the annual PCR recertification requirement is available in the HR Net section of CalHR’s website.  Employees should be notified at least 60 days in advance of the recertification deadline.

PCR Dependents Enrolled in both Health and Vision Benefits

Initial Enrollment:

Employee must complete and submit a Health Benefit Plan Enrollment Form (CalPERS Form HBD-12), Vision Plan Enrollment Authorization (STD. 700) or Premier Vision Plan Enrollment (CalHR Form 774), CalPERS Affidavit of Parent-Child Relationship (CalPERS Form HBD-40), the Dependent Eligibility Verification Checklist (CalHR Form 781), and the required verification documents.

If an employee has submitted the CalPERS Affidavit of Parent-Child Relationship (CalPERS Form HBD-40) for enrollment of a PCR dependent in the state’s health benefit program, the employee is not required to submit the CalHR Affidavit of Parent-Child Relationship (CalHR Form 025) for enrollment in the state’s vision benefits as receipt of the CalPERS Affidavit of Parent-Child Relationship (CalPERS Form HBD-40) is sufficient.

Departmental HR staff must follow the certification process in accordance with CalPERS Circular Letter #600-008-15. Only upon receipt and review of documents provided by the employee to substantiate an eligible relationship with the dependent shall the child be enrolled.

Annual Recertification:

Employee must recertify each PCR dependent’s eligibility annually by submitting a new signed and dated CalPERS Affidavit of Parent-Child Relationship (CalPERS Form HBD-40), Dependent Eligibility Verification Checklist (CalHR Form 781), and the required verification documents to substantiate a continuance of the parent-child relationship.  Follow the recertification process in accordance with CalPERS Circular Letter #600-008-15.

CalPERS is responsible for notifying employees of the annual recertification requirement and administratively disenrolling PCR dependents whose eligibility for participation in the state’s health benefits program is not recertified.  These dependents are identified for departmental HR staff on the CalPERS departmental monthly “Employer Health Event” Cognos report.

Departmental HR staff are responsible for:

Additionally, departmental HR staff must complete a Premier Vision Plan Enrollment (CalHR Form 774) to document the administrative cancellation of benefits for each ineligible dependent enrolled in the Premier Vision plan and notify employees of PCR dependents who are no longer eligible for Basic Vision benefits, as needed.

The CalPERS Cognos reports are available on the my|CalPERS website.

Disabled Adult Dependents

A child age 26 and over who is incapable of self-support because of a mental or physical condition may be eligible for vision benefits if the disability existed prior to reaching age 26 and the dependent has been continuously disabled since age 26, as certified by a licensed physician. CalPERS determines the eligibility of a disabled adult child upon receipt of the required Member Questionnaire for the CalPERS Disabled Dependent Health Benefit (CalPERS Form HBD-98) and the Medical Report for the CalPERS Disabled Dependent Benefit (CalPERS Form HBD-34) and will inform the departmental HR office of its determination.  The initial certification of the Disabled Dependent must occur either (1) within 60 days before and ending 60 days after the child’s 26th birthday; the employee and child must currently be enrolled for vision benefits, or (2) within 60 days of a newly eligible employee’s initial enrollment in the CalHR administered Vision Program.

Departmental HR staff must follow the certification process for disabled dependents in accordance with the State Health Benefits Guide and contact Vision Service Plan (VSP) at 1-800-877-7195 of each disabled adult dependent, within 30 days of the dependent reaching age 26, to update the dependent’s eligibility to ensure no lapse in coverage.

Recertification:

Recertification should be evaluated on a case-by-case basis.  The information provided by the physician in the Medical Report for the CalPERS Disabled Dependent Benefit (CalPERS Form HBD-34) and the status of the disability (e.g., permanent, extended) will determine if, and when, recertification is necessary.  For example, if the dependent’s current disability renders him or her incapable of self-support, but the disability should resolve or improve sufficiently for the dependent to be capable of self-support at some point in time, recertification should then be completed at that time.

Departmental HR staff are responsible for:

Additionally, departmental HR staff must complete a Premier Vision Plan Enrollment (CalHR Form 774) to document the administrative cancellation of benefits for each ineligible dependent enrolled in the Premier Vision plan and notify employees of dependents who are no longer eligible for Basic Vision benefits, as needed.

Accountability:

Departmental HR staff are responsible for monitoring the eligibility of employees and their dependents, and for holding employees accountable for failure to notify their HR office in writing within 60 days of a change to dependent eligibility.

Employees may be held accountable if any documentation is determined to be inaccurate or fraudulent, or for failure to notify their HR office of changes to dependent eligibility.  This may include reimbursing their employer, the vision benefit plan, and/or the CalPERS system for expenditures incurred for claims, processing fees, administrative expenses, and attorney fees on behalf of any ineligible family member, and disciplinary action.

CalHR may monitor eligibility and enrollment processes and may hold departmental management and/or employees accountable for compliance.

Retiree Eligibility and Enrollment

Retiring employees who, at the time of retirement, meet the eligibility requirements of Government Code Section 22959.4, may enroll in the Retiree Vision Program and are subject to the same eligibility criteria and dependent verification procedures as active employees.

Departmental HR staff are responsible for enrolling employees retiring from state civil service in vision benefits. They can enroll the retiree prior to their separation date by sending the enrollment document to VSP at the following address:

Vision Service Plan

Attn:  Client Services–MS 315

P.O. Box 997100

Sacramento, CA  95899-9986

or fax to: (916) 463-9031

Premium Rates

State-Sponsored Vision Plans

Basic Vision

Basic Vision
Party CodeState ShareEmployee ShareTotal Premium (CoBen)
Party Code 1$8.64$0$8.64
Party Code 2$8.64$0$8.64
Party Code 3$8.64$0$8.64

Premier Vision

Premier Vision
Party CodeState ShareEmployee ShareTotal Premium (CoBen)
Party Code 1$8.64$8.84$17.48
Party Code 2$8.64$17.68$26.32
Party Code 3$8.64$28.46$37.10

Retiree Vision Plans

Basic Vision

Retiree Basic Vision
Party CodeRetiree Premium
Party Code 1$7.53
Party Code 2$14.62
Party Code 3$15.73

Premier Vision

Retiree Premier Vision
Party CodeRetiree Premium
Party Code 1$20.40
Party Code 2$40.35
Party Code 3$43.89

 

Application

Refer to Benefits Administration Manual, Vision Section 1200 for instructions on completing enrollment and eligibility forms.

Authorities

Resources

FAQs

Forms

PML

Related Policies

Web Pages

Authorized By

Machelle Martin
Chief, Benefits Division

Contact Person

Lisa Hatten
Program Manager, , Vision Insurance Plans
Phone: 916-445-9795
Fax: 916-322-3769
Email: lisa.hatten@calhr.ca.gov

Superseded Policies

Not Applicable.